Trump Accounts Launch

Trump launches children’s savings accounts, linking the program to markets and opportunity.

•Leans Right

How do Trump Accounts work?

Bored and sleepy children joined the Oval Office for the launch of 'Trump Accounts'

Trump Account app launches, includes economic education modules

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Analysis & opinion

The reporting

A neutral summary of the key facts most outlets agree on, drawn from reporting across the political spectrum.

President Donald Trump formally launched Trump Accounts, federally backed investment accounts for children, after the program opened through a Treasury app on July 4. Eligible U.S. children born from Jan. 1, 2025, through Dec. 31, 2028, receive a tax-deferred account with a $1,000 government seed deposit. Trump marked the first trading day by ringing the opening bells for the New York Stock Exchange and Nasdaq from the Oval Office. Parents, employers and others can add funds for later use on education, a home purchase or retirement.

Analysis & opinion

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Program RulesLeans Left

Trump Accounts are federally seeded investment accounts now available for eligible U.S. children. Parents need to understand the eligibility, funding, investment, withdrawal, and expense rules because the accounts’ value depends on those details and on family resources.

Financial OwnershipLeans Right

Trump Accounts will help children build wealth, learn saving and investment, and develop an ownership mindset. They also promote entrepreneurship and self-reliance as an alternative to left-wing dependency, socialism, and communism.