Trump Accounts Launch
Trump launches children’s savings accounts, linking the program to markets and opportunity.
Summary
President Donald Trump formally launched Trump Accounts, federally backed investment accounts for children, after the program opened through a Treasury app on July 4. Eligible U.S. children born from Jan. 1, 2025, through Dec. 31, 2028, receive a tax-deferred account with a $1,000 government seed deposit. Trump marked the first trading day by ringing the opening bells for the New York Stock Exchange and Nasdaq from the Oval Office. Parents, employers and others can add funds for later use on education, a home purchase or retirement.
The Coverage
Program Rules
Trump Accounts are federally seeded investment accounts now available for eligible U.S. children. Parents need to understand the eligibility, funding, investment, withdrawal, and expense rules because the accounts’ value depends on those details and on family resources.
Financial Ownership
Trump Accounts will help children build wealth, learn saving and investment, and develop an ownership mindset. They also promote entrepreneurship and self-reliance as an alternative to left-wing dependency, socialism, and communism.
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